Before you write an offer on a property: Step 1 is to get working with a good local lender and get pre-approved before you start looking at homes.  I can recommend several lenders!

Lisa Luperini - Caliber Home loans

Jeff Silver - Big Valley Mortgage

Once you know your budget and what you're comfortable paying monthly for a house we can start the home search.  When we find a place we'll need to strategize on how to structure an offer to first off beat other buyers, but also protecting you as the buyer in this process.  Having a good realtor makes all the difference when you're trying to lock down a property and even more so to navigate thru the inspection period.  There are many pitfalls and unforeseen issues that can arise thru the home buying process.  A Roseville home buyer needs to have an educated team at work for them.